Cover funeral costs, medical bills, and final debts with an affordable whole life policy — guaranteed approval, no medical exam required.
No obligation · Takes 2 minutes · Licensed agents ready
Qualify without blood draws, doctor visits, or health screenings. Many plans only ask a few simple health questions.
Your premium is locked in for life from the day you enroll. It will never go up, no matter how old you get or if your health changes.
Unlike term insurance, final expense coverage is permanent. It never expires as long as you pay your premium.
Many clients are approved the same day they apply. Coverage can start immediately — giving your family protection right away.
The death benefit is paid as a tax-free lump sum directly to your beneficiary — they can use it for any final expenses.
Plans start as low as $15/month. Protect the people you love without straining your monthly budget.
| Feature | Final Expense | Pre-Need Plans |
|---|---|---|
| No Medical Exam | ✔ Yes | Varies |
| Coverage Amount Flexibility | ✔ $5K–$35K | Fixed to one funeral home |
| Family can use funds freely | ✔ Yes — cash benefit | No — restricted |
| Rate locked for life | ✔ Guaranteed | Not guaranteed |
| Available if health issues | ✔ Guaranteed issue | May be denied |
| Coverage for ALL final debts | ✔ Yes | Funeral costs only |
Quick and private. No social security or doctor info needed upfront.
A compassionate MaxSave advisor will walk you through your options.
Pick the coverage and monthly payment that works for your budget.
Your family is protected. Your rate is locked. You're done.
"I was denied by 3 other companies. MaxSave got me approved the same day with no health questions. My kids won't have to worry when I'm gone."
"The agent was so patient and never pressured me. I got $15,000 in coverage for less than $40 a month. My daughter is already thanking me."
"I got coverage for both me and my husband on the same call. Quick, easy, and affordable. MaxSave truly cares about families like ours."
"I'm 79 years old and was worried no one would insure me. MaxSave found me a plan the same afternoon. I feel so relieved knowing my family is protected."
"Very easy process. No confusing paperwork. The agent explained everything clearly and I felt comfortable the whole time. Highly recommend."
"My husband passed last year without coverage. I promised myself I wouldn't leave my kids in that situation. MaxSave made it so simple to get protected."
"I have diabetes and high blood pressure. I thought I'd never qualify. MaxSave got me $20,000 in coverage with no medical exam. Amazing."
"Called on a Monday, approved by Tuesday. The whole process was smooth and the agent was kind and respectful. I'm so glad I called."
"I was skeptical at first but the agent was honest and straightforward. No hidden fees, no surprises. My rate is locked and I'm at peace."
"My children have been asking me to get coverage for years. I finally did it with MaxSave and it was the easiest thing I've done. Only $28 a month!"
"I've had heart surgery and was turned down everywhere else. MaxSave found a guaranteed plan. No questions, no exam. Just peace of mind."
"The agent treated me like family, not a sale. She took her time explaining everything and never rushed me. That meant the world to me."
"I got $25,000 in coverage and my monthly payment is only $52. I sleep better at night knowing my funeral is paid for and my kids won't be burdened."
"Fast, friendly, and affordable. I'm 82 years old and they found me a plan the same day. I didn't think that was possible at my age!"
"My wife and I both got covered on the same call. The agent was wonderful. We feel so much better knowing our family won't struggle financially."
"I was nervous about getting insurance over the phone but the process was so simple. Everything was explained step by step. Wonderful experience."
"I have COPD and was sure I'd be denied. MaxSave found me coverage the same day. I cannot thank them enough for giving me peace of mind."
"My son helped me call MaxSave and we were both impressed. Very professional, very kind. My rate is locked in forever. Best decision I've made."
"I've been putting this off for years. Finally made the call and wish I had done it sooner. Took less than 15 minutes and I'm fully covered now."
"The agent was so understanding and compassionate. She knew exactly what I needed and made the whole process stress-free. Five stars all the way."
"I was 85 and thought nobody would cover me. MaxSave found me a plan with no medical exam. My family is taken care of and I couldn't be happier."